Financial Intelligence & CFO
Dashboards, monthly performance reviews, cash forecasts and decision support — CFO-level intelligence for companies too small to employ one.
Most owners see their numbers once a year, when it is too late to act. We turn your accounts into a live decision tool: every month you know exactly where margin is made, where cash is going, and what to do next — the same discipline a £150k CFO would bring, at a fraction of the cost.
Most UK owner-managed companies get their numbers once a year, months after year-end — when every decision they could have informed has already been taken. Financial Intelligence & CFO turns your accounts into a live management tool: a dashboard that is always current, a monthly review that explains what changed and why, and a rolling 13-week cash forecast that surfaces problems while they are still cheap to fix.
You get CFO-level judgement without the £150k salary: pricing decisions backed by margin data, hiring decisions backed by capacity numbers, and a quarterly strategy session with a senior adviser who knows your business. Everything runs on Xero and Dext, reviewed by qualified accountants — not a dashboard subscription left for you to interpret alone.
What is included
Margins, cash, debtor days and tax position — always current.
What changed, why, and what to do about it.
13-week rolling view, before problems become urgent.
Falling margins and concentration risks flagged automatically.
Hire? Price rise? New premises? Numbers first.
Owner-level conversation with a senior adviser.
Frequently asked questions
Is this a replacement for my bookkeeper or accountant?
No — it sits on top of clean books. If we also run your bookkeeping through our Outsourced Finance Department, the two work as one system; if your records are in-house, we plug into them.
How is this different from just having Xero reports?
Xero shows raw numbers. We add interpretation: what moved, why it moved, what to do about it, and a senior adviser accountable for spotting risks early — falling margins, customer concentration, cash pinch points.
What size of company is this for?
Typically £250k–£5M turnover: big enough that decisions have real money attached, not yet big enough to justify a full-time finance director.
What does it cost?
A fixed monthly fee agreed up front, based on the depth of reporting you need. No hourly billing — the quote is confirmed on your first call.
Services clients often use together
Named senior adviser
The same qualified person handles your account — not a rotating helpdesk.
Answers in seconds
Press one button, describe the situation, get a plan. No forms, no waiting for callbacks.
Fixed monthly fee
Agreed up front. No hourly surprises, no invoice anxiety.
Three languages
Everything explained properly in English, Romanian or Ukrainian.