Insights
Plain-English guidance on tax, MTD, CIS refunds and dealing with HMRC — written by the people who do it every day.

Making Tax Digital for Income Tax: what actually changes for you
MTD is live for £50k+ from April 2026. Here is what quarterly updates really mean — and what they do not.
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CIS refunds: why most subcontractors are owed money
Contractors deduct a flat 20% all year, ignoring your expenses. That almost always means you have overpaid.
Read →
You got a letter from HMRC. Here is what to do first.
Do not reply on instinct, and do not ignore it. The first move sets the tone of the whole case.
Read →Answers by topic
Every guide we publish, grouped by the question behind it. Each one ends with the service that solves it.
Starting a business
Company or sole trader, registration, and the first tax year.
- How to Open a Limited Company in the UK: Step-by-Step (2026)
- Sole Trader vs Limited Company: Which Is Better in 2026?
- What is a CWF1 Form and How to Get It: A Guide for Self-Employed Individuals
- How Much Tax Does a Limited Company Pay in 2026?
- Understanding Private Limited Companies in the UK
- Private vs. Public Limited Companies: A Detailed Comparison
Self Assessment & personal tax
Registration, references, allowances and the documents lenders ask for.
- How to Find Your UTR Number (and What to Do If You've Never Had One)
- What is a Tax Reference Number? A UK Accountant's In-Depth Guide
- How to Get Your SA302 from HMRC (for a Mortgage) — 3 Ways
- What is an SA302 Form and How to Get It: A Self-Employed Guide
- Understanding Your Personal Tax Allowance: Beyond the Numbers, It's about Policy and Your Choices
- Personal Tax Allowances for the 2024/25 Tax Year: A Comprehensive Guide for UK Taxpayers
- The End of the Tax Year: Your Essential Business Owner's Guide to Saving Money and Streamlining Finances
Tax codes & overpaid tax
What your code means, why it goes wrong, and how to get the money back.
- Understanding Tax Code 1257L: A Guide for UK Employees
- What is an OT Tax Code?
- What is a P11D Form? Understanding Benefits in Kind and Your Taxes
Making Tax Digital
Quarterly reporting for sole traders and landlords, live since April 2026.
Service: We handle your MTD records, quarterly updates and deadlines →Construction & CIS
How CIS deductions work, and getting your refund every year.
- CIS Tax Refund: How Much Can a Construction Worker Claim Back?
- What Is the Construction Industry Scheme (CIS), and How Does It Work?
- A Complete Guide to Construction Accounting
HMRC letters & problems
Enquiries, online selling data, penalties — answered properly.
Service: We deal with HMRC on your behalf →Business owners & directors
Paying yourself, reliefs, and planning the eventual exit.
- Business Tax Accountant: What You Get and When You Need One
- Dividends: Your Essential Tool for Tax-Smart Profits (Now and in the Future!)
- What Is Business Asset Disposal Relief?
- How Startup Tax Credits Can Benefit Your Business
- Why Your Startup Needs an Accountant
E-commerce sellers
Marketplace payouts, VAT across borders, real margin by channel.
Service: We run the books for online sellers →Choosing an accountant
What good looks like, what it costs, and the red flags.
Service: Meet the team that would handle your account →Guides in Romanian
UK accounting explained in Romanian.
- Pregătiți-vă pentru un Tax Return corect în 2025RO
- Ce penalități riști dacă nu închizi anul financiar la timp?RO
- Te gândești la o afacere? Înființează o companie în UK în 24hRO
- Cum să alegeți corect un contabil autorizat în UK?RO
- Nu ai inchis anul pentru ca ai de platit prea multe taxe la HMRC?RO

