Property & Investment Tax
Portfolio income, capital gains, ownership structure, acquisitions and disposals — with tax-led coordination alongside your solicitors and regulated advisers.
A property portfolio and an investment portfolio create tax questions that move with every purchase, sale and refinancing. We give you one joined-up position: how the assets are owned, what each disposal costs in tax, and how to time and structure decisions before they become irreversible — coordinating with your legal and regulated advisers rather than working around them.
Property has been the most heavily re-taxed asset class in the UK for a decade: mortgage interest relief restricted to a basic-rate credit, higher SDLT on additional dwellings, capital gains reportable and payable within 60 days of completion, and from April 2026 landlords over the income threshold pulled into quarterly MTD reporting. Portfolios built under the old rules frequently no longer make sense under the new ones.
We review the portfolio as an investment, not a filing exercise: whether incorporation genuinely helps in your case (it does not always), how ownership between spouses affects the total bill, what the real after-tax yield of each property is, and how a sale should be timed and reported to avoid the automatic penalties that 60-day window generates.
What is included
Rental and investment income and CGT, in one clear position.
Personal, company or mixed — with the tax consequences spelled out.
Plan the tax before you buy or sell, not after.
Timing, reliefs and allowances used properly.
Tax-led work alongside your solicitors and FCA-authorised advisers.
A living list of opportunities, deadlines and actions.
Frequently asked questions
Should I move my properties into a limited company?
Sometimes — and sometimes it is an expensive mistake once SDLT, CGT on transfer and mortgage terms are counted. We model both positions on your actual numbers before recommending either.
What is the 60-day CGT rule?
Sales of UK residential property must be reported and the tax paid within 60 days of completion, separately from your annual return. Missing it triggers an automatic £100 penalty, then daily penalties and interest.
Does MTD apply to landlords?
Yes — from April 2026 where qualifying income exceeds £50,000, dropping to £30,000 in 2027 and £20,000 in 2028. Property income counts towards the threshold alongside self-employment.
I live abroad but own UK property. What changes?
Non-resident landlord rules, a mandatory CGT return within 60 days of any sale regardless of gain, and possible double-tax treaty considerations. We handle cross-border property routinely.
Services clients often use together
Named senior adviser
The same qualified person handles your account — not a rotating helpdesk.
Answers in seconds
Press one button, describe the situation, get a plan. No forms, no waiting for callbacks.
Fixed monthly fee
Agreed up front. No hourly surprises, no invoice anxiety.
Three languages
Everything explained properly in English, Romanian or Ukrainian.